The Pradhan Mantri Matru Vandana Yojana (PMMVY) is sponsored by the Indian Government. It is a maternity benefit scheme launched by the Ministry of Women and Child Development with the aim of providing financial aid for pregnant and lactating women.
The aim of this scheme is to compensate the women for their wage loss, provide nutrition to both child and mother in their prenatal period, ensure the pregnant women get enough rest before and after the delivery, and also, to reduce the mortality rate during the live birth.
It also encourages them to utilize healthcare services and practice good nutrition and immunization.
In this article, you will get to know about the features, benefits, eligibility, documents required, and the application process in detail
Key Features
Financial Assistance: Will get the cash benefit in three installments.
Target Group: The benefit is for pregnant and lactating women for a first or second child if it’s a girl.
Institutional Delivery: Ensures institutional delivery to reduce maternal and child death.
Nationwide Coverage: Both State and Central governments provide the benefits.
Mode of Payment: Direct Benefit Transfer (DBT) to the pregnant woman’s bank account or post office account.
Benefits
Cash Incentive:
- Rs.5000 is given to the Pregnant women in three installments:
- First Installment (Rs. 1,000): Within 150 days, after registering the pregnancy in Anganwadi Centre or any healthcare facility
- Second Installment (Rs. 2,000): Between 6 to 8 months of the pregnancy i.e., After at least one antenatal check-up.
- Third Installment (Rs. 2,000): Thereafter the child’s birth and at the first cycle of vaccination (BCG, OPV, DPT, and Hepatitis-B).
Reduced Financial Burden:
- Compensating pregnant women for wage loss.
- Also reduces financial stress and enables them to take care of themselves and their newborn or unborn baby.
Maternal Health:
- Pregnant women have to get better healthcare and vaccinations on time.
Child Nutrition:
- Then, proper nutrition and rest for the mother will contribute to the healthy development of the baby.
Infant Mortality:
- Also, proper institutional deliveries and immunizations, reduce the risks of neonatal and infant mortality.
Incentive on Registration:
- Women need to register their pregnancy to receive the incentives given by the government.
- Moreover, Early registration ensures that every term checkup is provided for the mother’s and infant’s development.
Women’s Empowerment:
- The scheme provides financial benefits, to take care of both the mother and infant.
Pradhan Mantri Matru Vandana Yojana (PMMVY)
Eligibility Criteria
General Eligibility:
- For the first live birth to Pregnant and lactating women.
- Also, pregnant women should not be covered under any other maternity benefits by the government or employer.
Exclusions:
- Government employees or people who are receiving similar maternity benefits are not eligible.
- Still, pregnancies resulting in stillbirth or miscarriage are not eligible for subsequent installments.
Age:
- However, the woman should be above the age of 19 years.
Documents Required
- Personal Identification: An aadhaar card is mandatory for the pregnant woman and her husband.
- Bank Details: Bank account passbook or post office account details such as account number, and IFSC code.
- Proof of Pregnancy: MCP/RCH card issued by the healthcare facility or Anganwadi.
- Proof of Delivery (for Installment 3): Birth certificate of child.
- Vaccination Record (for Installment 3): Proof of vaccination under the national immunization schedule.
- Last date of Mensuration Period.
- Also, Mobile Number.
Proof to be uploaded/given at the time of registration:
- Family income certificate which should be below 8 Lakhs per annum.
- E-shram card
- BPL ration card
- SC Certificate
- ST Certificate
- Asha / ICDS Id Card
- MGNREA Job card
- Pradhan Mantri Jan Arogya Yojana PMJAY Card
- Partially (40%) or fully disabled certificate (Divyang Jan)
- Kisan Samman Nidhi card
- Ration card under NFSA Act
Pradhan Mantri Matru Vandana Yojana (PMMVY)
How to Apply
Online Process
1. Registration:
- Firstly, visit the official PMMVY website or the Women and Child Development portal.
2. Log In:
- Secondly, log in using your credentials.
3. Fill Out the Application Form:
- Enter personal details such as name, address, Aadhaar number, and bank/post office account details.
- Also, provide pregnancy-related information like Expected Delivery Date (EDD) and all the healthcare records.
4. Upload Required Documents:
Attach scanned copies of the following:
- An Aadhaar card is mandatory.
- Bank account passbook with account number and IFSC code.
- Proof of pregnancy i.e., Mother and Child Protection (MCP) card or RCH Card.
- Also, for the third installment, the Birth certificate of the child is mandatory.
- Finally, the Vaccination record for the third installment.
5. Submit the Application:
- Submit the form, after filling and uploading the documents.
- Also, an acknowledgment slip with a reference number will be provided for tracking.
6. Track Application Status:
- Furthermore, Check the status of your application on the same portal.
Offline Process
1. Visit the Nearest Center:
- Firstly, visit the nearest Anganwadi Centre (AWC) or government healthcare center.
2. Collect the Application Form:
- Further, get the PMMVY application form or download it from the official website.
3. Fill Out the Form:
Fill in all required details, such as:
- Personal information like name, age, address, etc.
- Pregnancy details such as the Last Menstruation Period (LMP) and expected Delivery Date (EDD).
- Bank details for Direct Benefit Transfer.
4. Attach Necessary Documents:
Provide photocopies of required documents, including:
- Aadhaar card.
- Bank passbook or post office account details.
- Proof of pregnancy such as an MCP card or RCH Card.
- Birth certificate of the child for the third installment.
- Lastly, Vaccination proof for the third installment.
5. Submit the Form:
- Moreover, submit the form and required documents to the worker of Anganwadi or the healthcare center.
6. Acknowledgment Receipt:
- Finally, receive an acknowledgment receipt, to track the application.
Tracking Application Status
Online: Login using your credentials to track the status on the PMMVY-CAS portal or app.
Offline: However, for updates contact the Anganwadi Worker (AWW) or healthcare center where you submitted the form.
Application Deadlines
Registration: This should be done within 150 days of pregnancy to claim the first installment.
Subsequent Installments: Then, claim as per the rules like after the antenatal check-ups, delivery, and immunizations.
Challenges
Limited Coverage:
Moreover, Restriction to the first live birth may lead to suffering for the women who need support for the other child.
Awareness Issues:
Many are unaware of these benefits or the application process.
Delays in Fund Transfers:
Also, administrative approval can lead to delays in the disbursement of benefits.
Document Requirements:
Multiple documents such as aadhar cards and bank details are required where women in rural or who belong to certain communities may be unaware of it.
PMMVY is a great step for empowering women by ensuring better healthcare, nutrition, and financial support during the pregnancy and lactation process. It reduces mortality rates of women and ensures that they receive care during their motherhood.
On submission of the form and documentation at an accurate time, women can benefit through this scheme and get financial support and healthcare.
FAQs
- Who is eligible for PMMVY?Pregnant women and lactating mothers
- How is the payment made under the scheme?The benefit amount is transferred directly to the beneficiary’s bank account through Direct Benefit Transfer (DBT).
- Is PMMVY available across all states in India?Yes, PMMVY is a centrally sponsored scheme and is implemented across all states and union territories in India.
- How many installments are paid under PMMVY?It is usually paid in three installments, linked to pregnancy registration, antenatal check-ups, and child birth registration.
- Can working women apply for PMMVY?Yes, both working and non-working women can apply, as long as they meet the eligibility criteria
- How can I apply for PMMVY?
You can apply through Anganwadi Centres (AWC), Approved health facilities, Assistance from ASHA/ANM workers
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